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LBC Digital High Interest Savings Account (HISA)


Work hard, save hard. Smart saving habits start with a competitive interest rate, and we’re here to deliver.

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Account features

3.30%1

Earn interest on your daily account balance

The applicable rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.

 

$0

No minimum balance required

No monthly account fee2

Updates to Personal Deposit Agreement

Effective immediately, Section 2(3) (c) of the Personal Deposit Agreement has been amended. To view the agreement, please visit lbcdigital.ca/accountinformation.

 

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The CDIC protects eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per insured category.

No need to sign up – Laurentian Bank is a CDIC member so coverage is free and automatic.3

Fees

Fee schedule

Effective October 20, 2019
Daily banking fees  
Monthly account fee Free
Cheque clearing Free
Electronic fund transfers Free
Transfers between LBC Digital accounts Free
Pre-authorized deposits Free
Other fees  
Returned items $5.00
Non-sufficient funds (NSF) $50.00
Early closure fee (within 90 days of opening) $25.00
Overdrawn interest rate 21% per annum4
Dormant annual account fees5  
2 years to 9 years $25.00 per year
10 years $40.00
Record keeping  
Monthly online statement Free
Monthly paper statement Free

Are you ready?

Get started now

Apply for your LBC Digital High Interest Savings Account today.

 

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Chequing Account

$0

 

No monthly account fee2

No minimum balance required

 

Free

%

No fees for INTERAC e‑Transfer®†

Earn interest on your daily account balance1

Questions?

When does the HISA 3.30% offer expire?

While the rate is subject to change at any time, we are committed to maintaining a competitive market rate for the foreseeable future.

How can I deposit money into my savings account?

You can deposit money into your High Interest Savings Account (HISA) by linking the account with your other financial institution or by transferring money from your LBC Digital Chequing Account.

Need more information? Find an answer »

1LBC Digital HISA rates as of October 20, 2019. All rates are subject to change at any time without prior notice. The applicable rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.

2Other fees may apply. Please see fee schedule for further details.

3Laurentian Bank is a member of the CDIC. To be eligible for deposit insurance, deposits must be held in Canadian currency and payable in Canada. To find out more about deposit insurance from the CDIC, including what instruments and/or products are eligible for deposit insurance, visit cdic.ca or call 1-800-461-CDIC (2342). For a copy of the CDIC brochure Protecting Your Deposits, visit lbcdigital.ca.

4Interest is calculated daily on the closing overdrawn balance and charged monthly. Each month you will deposit an amount that will cover the monthly overdrawn interest.

5Inactive account notices will be sent at two, five and nine years of inactivity. If inactive notice is acknowledged within 60 days, there is no charge. If the balance of the dormant account is less than the fee to be collected, the charges correspond to the remaining balance.

®†INTERAC, INTERAC e-Transfer and INTERAC Debit are registered trademarks of Interac Corp. Used under license.

All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice.

 

How can we help you?

Bank with us

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Online banking

Access your account online anytime

 
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ATM access

Over 3,500 ATMs across the country

 
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Contact us today

Real people ready to answer your questions

Monday to Friday, 8 a.m. ET – 10 p.m. ET

Saturday and Sunday, 9 a.m. ET – 5 p.m. ET

Monday to Friday,
8 a.m. ET – 10 p.m. ET

Saturday and Sunday,
9 a.m. ET – 5 p.m. ET

 

©2019 Laurentian Bank of Canada.
All rights reserved.