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Introducing 

Daily
banking with
LBC Digital


Saving and spending with LBC Digital is easy. It’s also a really good idea.

Invest securely

GIC Interest rates up to

2.30%1

See details

 

Guaranteed Investment Certificates

Support your savings goals - consider a GIC as part of your well-balanced portfolio.

 

 

One to five year non-registered and non-redeemable terms2

Fund a GIC with a minimum of $100

Apply in minutes

For more information about LBC Digital GICs,
call 1-866-249-1489.

Save with us

Earn up to

1.65%3

 

High Interest Savings Account (HISA)

Work hard, save hard. Smart saving habits start with a great interest rate, and we’re here to deliver.

 

 

$0

No monthly account fee4

No minimum balance required

Transfer funds at any time

HISA interest rate change

Effective July 6, 2020, the annual interest rate for the LBC Digital HISA on deposits up to and including $500,000 changed from 2.05% to 1.65%. The annual interest rate on deposits over $500,000 changed from 1.00% to 0.65%. 



 

What are the tiers?

 

LBC Digital High Interest Savings Account (HISA) rates
ACCOUNT BALANCE ANNUAL INTEREST RATE
ON JULY 6, 2020
Up to and including $500,000 1.65%
$500,000.01 + 0.65%

 

How is the tiered interest calculated?

The 1.65% interest rate applies to deposits up to and including $500,000 and the 0.65% interest rate applies to deposits above $500,000. The applicable tier interest rate applies to every dollar in the tier. Interest rates are annual. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account. All rates are subject to change at any time without prior notice.

Bank with us daily

$0

 

Chequing Account

Stop paying a monthly fee4

 

LBC Digital Chequing Account

  • No fees for Interac e-Transfer®†
  • No minimum balance required

Who we are

“The first bank you’ll fall in love with”

We’ve been helping Canadians improve their personal finances since 1846. We’ve been here all along, and we’re ready to lead the way.

    Terms & conditions

1Rates as of July 6, 2020. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via onlinebanking.lbcfg.ca only.

2All GICs invested in via onlinebanking.lbcfg.ca are non-registered and non-redeemable.

3LBC Digital HISA rates as of July 6, 2020. The 1.65% interest rate applies to deposits up to and including $500,000 and 0.65% interest rate applies to deposits above $500,000. The applicable tier interest rate applies to every dollar in the tier. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account. All rates are subject to change at any time without prior notice.

4Other fees may apply. Please see fee schedule for further details.

®†INTERAC e‑Transfer is a registered trademark of Interac Corp. Used under license.

 

 

 

How can we help you?

Bank with us

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Access your account online anytime

 
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ATM access

Over 3,500 ATMs across the country

 
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Contact us today

Real people ready to answer your questions

Monday to Friday, 8 a.m. ET – 10 p.m. ET

Saturday and Sunday, 9 a.m. ET – 5 p.m. ET

Monday to Friday,
8 a.m. ET – 10 p.m. ET

Saturday and Sunday,
9 a.m. ET – 5 p.m. ET

In order to answer your questions and reduce wait times, we invite you to go to our FAQ section.

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All rights reserved.