Go to main content
Main navigation
  • FAQ
  • About Us
  • Find An ATM
  • Rates
  • Français
Laurentian Bank Laurentian Bank
  • Login
  • Savings
  • Chequing
  • GIC
  • About Us
  • Rates
  • Find an ATM
  • Bank With Us
  • How To
  • FAQs
  • Français
Login
 
An blue exclamation mark to bring attention to the COVID-19 relief measures An blue exclamation mark to bring attention to the COVID-19 relief measures An blue exclamation mark to bring attention to the COVID-19 relief measures An blue exclamation mark to bring attention to the COVID-19 relief measures

Stay connected: Subscribe to receive offers and rate updates directly to your inbox.

BE CAREFUL: We wish to remind you that it is essential to NEVER click on a hyperlink contained in a SMS (text message)/email from a company offering you an unsolicited refund. These SMS (text message)/email contain viruses and just opening the link can put your personal and banking information at risk. Finally, we remind you that large Canadian companies, financial institutions or governments will never ask you to provide your personal or banking information by text message or email.

If you have clicked on a hyperlink of this type, we ask that you promptly contact Customer Service.

 

Introducing 

Daily
banking with
LBC Digital


Saving and spending with LBC Digital is easy. It’s also a really good idea.

Get started
Login
New GICs Offer. Discover some of the most competitive rates on the market, guaranteed. Discover GICs. Some terms and conditions apply. New GICs Offer. Discover some of the most competitive rates on the market, guaranteed. Discover GICs. Some terms and conditions apply. New GICs Offer. Discover some of the most competitive rates on the market, guaranteed. Discover GICs. Some terms and conditions apply. New GICs Offer. Discover some of the most competitive rates on the market, guaranteed. Discover GICs. Some terms and conditions apply.

Invest securely

GIC Interest rates up to

4.75%1

See details

 

Guaranteed Investment Certificates

Support your savings goals - consider a GIC as part of your well-balanced portfolio.

 

 

One to five year non-registered and non-redeemable terms2

Fund a GIC with a minimum of $100

Apply in minutes

Get started

For more information about LBC Digital GICs,
call 1-866-249-1489.

Get started

To fund your GIC, please open a LBC Digital High Interest Savings Account or Chequing Account.

Open an account  
 

Already have a HISA or Chequing account with us?

If you are an existing HISA and / or Chequing customer, please log into online banking and click ‘Buy GIC’ within the top left menu.

 

GIC interest rate change

Effective August 27, 2020, LBC Digital Guaranteed Investment Certificate (GIC) interest rates on terms from 3, 4 and 5 years will change.

 

 

Guaranteed Investment Certificates

GIC Interest rates1 effective as of August 27, 2020

TERM MINIMUM INTEREST RATE
1 year $100.00 1.85%
2 years $100.00 1.95%
3 years $100.00 1.65%
4 years $100.00 1.80%
5 years $100.00 1.95%



For more information about LBC Digital GICs, call 1-866-249-1489.

1Rates as of August 27, 2020. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via https://onlinebanking.lbcfg.ca only.

Save with us

Earn up to

3.00%3

 

High Interest Savings Account (HISA)

Work hard, save hard. Smart saving habits start with a great interest rate, and we’re here to deliver.

 

 

$0

No monthly account fee4

No minimum balance required

Transfer funds at any time

Open an account

HISA interest rate change

What are the tiers?

Effective July 6, 2020, the annual interest rate for the LBC Digital HISA on deposits up to and including $500,000 changed from 2.05% to 1.65%. The annual interest rate on deposits over $500,000 changed from 1.00% to 0.65%. 



 

LBC Digital High Interest Savings Account (HISA) rates

*Rates as of close of business on September 20, 2022. All rates are subject to change at any time without prior notice.

ACCOUNT BALANCE ANNUAL INTEREST RATE*
Up to and including $500,000 3.00%
$500,000.01 + 3.00%

 

How is the tiered interest calculated?

The 3.00% interest rate applies to deposits up to and including $500,000 and the 3.00% interest rate applies to deposits above $500,000. The applicable tier interest rate applies to every dollar in the tier. Interest rates are annual. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account. All rates are subject to change at any time without prior notice.

Bank with us daily

$0

 

Chequing Account

Stop paying a monthly fee4

 

LBC Digital Chequing Account

  • No fees for Interac e-Transfer®†
  • No minimum balance required
Open an account

Who we are

“The first bank you’ll fall in love with”

We’ve been helping Canadians improve their personal finances since 1846. We’ve been here all along, and we’re ready to lead the way.

Learn about Laurentian Bank

    Terms & conditions

  1. Rates as of close of business on March 23, 2023. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via onlinebanking.lbcfg.ca only.
     
  2. All GICs invested in via onlinebanking.lbcfg.ca are non-registered and non-redeemable.
     
  3. LBC Digital HISA rates as of close of business on October 20, 2022. The 3.00% interest rate applies to deposits up to and including $500,000 and 3.00% interest rate applies to deposits above $500,000. The applicable tier interest rate applies to every dollar in the tier. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account. All rates are subject to change at any time without prior notice.
     
  4. Other fees may apply. Please see fee schedule for further details.

®†INTERAC e‑Transfer is a registered trademark of Interac Corp. Used under license.

 

 

 

Learn more about the CDIC and deposit insurance information Learn more about the CDIC and deposit insurance information Learn more about the CDIC and deposit insurance information Learn more about the CDIC and deposit insurance information

Canada Deposit Insurance information

We’re using first and third-party cookies to customize content and advertising, to collect anonymous web traffic data to ensure functionality of the website and remember user choices where applicable.

Find out more

We’re using first- and third-party cookies to customize content and advertising, to collect anonymous web traffic data to ensure functionality of the website and remember user choices where applicable.

Find out more
  • FAQ
  • About Us
  • Find An ATM
  • Rates
  • Français

How can we help you?

Bank with us

An icon of a mobile phone An icon of a mobile phone An icon of a mobile phone An icon of a mobile phone

Online banking

Access your account online anytime

Sign up
Mobile app
 
$ # $ # $ # $ #

ATM access

Over 3,500 ATMs across the country

Find an ATM
 
An icon representing a phone and how to reach LBC Digital's customer service An icon representing a phone and how to reach LBC Digital's customer service An icon representing a phone and how to reach LBC Digital's customer service An icon representing a phone and how to reach LBC Digital's customer service

Contact us today

 

Real people ready to answer your questions

1-866-249-1489
1-416-216-5384

Monday to Friday, 8 a.m. ET – 8 p.m. ET

Monday to Friday,
8 a.m. ET – 8 p.m. ET

In order to answer your questions and reduce wait times, we invite you to go to our FAQ section.

Stay connected: Sign up to receive updates directly to your inbox.

 

Canada Deposit Insurance Corporation (CDIC) (Link opens in a new tab) Canada Deposit Insurance Corporation (CDIC) (Link opens in a new tab) Canada Deposit Insurance Corporation (CDIC) (Link opens in a new tab) Canada Deposit Insurance Corporation (CDIC) (Link opens in a new tab)
footer

Canada Deposit Insurance
Corporation Member Information

  • Savings Account
  • Chequing Account
  • GIC
  • About Us
  • Find An ATM
  • Rates
  • Contact Us
  • FAQ
  • Legal Notice
  • Account Information
  • Security And Privacy
  • Security guarantee
  • Accessibility
  • Site Map
Laurentian Bank Financial Group's logo Laurentian Bank Financial Group's logo Laurentian Bank Financial Group's logo Laurentian Bank Financial Group's logo
Laurentian Bank Financial Group's logo Laurentian Bank Financial Group's logo Laurentian Bank Financial Group's logo Laurentian Bank Financial Group's logo

© 2023 Laurentian Bank of Canada.
All rights reserved.