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Introducing
Daily
banking with
LBC Digital
Saving and spending with LBC Digital is easy. It’s also a really good idea.
Guaranteed Investment Certificates
Support your savings goals - consider a GIC as part of your well-balanced portfolio.
One to five year non-registered and non-redeemable terms2
Fund a GIC with a minimum of $100
Apply in minutes
For more information about LBC Digital GICs,
call 1-866-249-1489.
To fund your GIC, please open a LBC Digital High Interest Savings Account or Chequing Account.
Open an account
|
GIC interest rate change
Effective August 27, 2020, LBC Digital Guaranteed Investment Certificate (GIC) interest rates on terms from 3, 4 and 5 years will change.
Guaranteed Investment Certificates
GIC Interest rates1 effective as of August 27, 2020
| TERM | MINIMUM | INTEREST RATE |
|---|---|---|
| 1 year | $100.00 | 1.85% |
| 2 years | $100.00 | 1.95% |
| 3 years | $100.00 | 1.65% |
| 4 years | $100.00 | 1.80% |
| 5 years | $100.00 | 1.95% |
For more information about LBC Digital GICs, call 1-866-249-1489.
1Rates as of August 27, 2020. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via https://onlinebanking.lbcfg.ca only.
Save with us
Earn up to
3.00%3
High Interest Savings Account (HISA)
Work hard, save hard. Smart saving habits start with a great interest rate, and we’re here to deliver.
HISA interest rate change
What are the tiers?
Effective July 6, 2020, the annual interest rate for the LBC Digital HISA on deposits up to and including $500,000 changed from 2.05% to 1.65%. The annual interest rate on deposits over $500,000 changed from 1.00% to 0.65%.
LBC Digital High Interest Savings Account (HISA) rates
*Rates as of close of business on September 20, 2022. All rates are subject to change at any time without prior notice.
| ACCOUNT BALANCE | ANNUAL INTEREST RATE* |
|---|---|
| Up to and including $500,000 | 3.00% |
| $500,000.01 + | 3.00% |
How is the tiered interest calculated?
The 3.00% interest rate applies to deposits up to and including $500,000 and the 3.00% interest rate applies to deposits above $500,000. The applicable tier interest rate applies to every dollar in the tier. Interest rates are annual. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account. All rates are subject to change at any time without prior notice.
Bank with us daily
$0
Chequing Account
Stop paying a monthly fee4
LBC Digital Chequing Account
- No fees for Interac e-Transfer®†
- No minimum balance required
Who we are
“The first bank you’ll fall in love with”
We’ve been helping Canadians improve their personal finances since 1846. We’ve been here all along, and we’re ready to lead the way.
Terms & conditions
- Rates as of close of business on March 23, 2023. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via onlinebanking.lbcfg.ca only.
- All GICs invested in via onlinebanking.lbcfg.ca are non-registered and non-redeemable.
- LBC Digital HISA rates as of close of business on October 20, 2022. The 3.00% interest rate applies to deposits up to and including $500,000 and 3.00% interest rate applies to deposits above $500,000. The applicable tier interest rate applies to every dollar in the tier. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account. All rates are subject to change at any time without prior notice.
- Other fees may apply. Please see fee schedule for further details.
®†INTERAC e‑Transfer is a registered trademark of Interac Corp. Used under license.
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