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LBC Digital Guaranteed Investment Certificates


Guaranteed to keep what’s invested plus interest, consider a GIC as part of your well-balanced portfolio.

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Rate and account features

Up to

2.30%1

Jump to rates

 

One to five year non‑registered and non‑redeemable term(s)2

 

 

Fund a GIC with a minimum of $100

Apply in minutes

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CDIC eligible

The CDIC protects eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per insured category. No need to sign up — Laurentian Bank of Canada is a CDIC member so coverage is free and automatic3.

 

Get Started

Start earning more today in just a few steps:

Already have a HISA or Chequing account with us?
If you are an existing HISA and Chequing customer, please log into online banking and click ‘Buy GIC’.

OR

Just getting started with LBC Digital?
If you don’t have a HISA or Chequing account, please open one of these accounts first before you fund your GIC as this is required.

Current interest rates1 as of January 18, 2019.

ACCOUNT BALANCE INTEREST RATE
$0 - $49,999.99 0.15%
$50,000.00 - $99,999.99 0.55%
$100,000.00+ 0.65%

1 Rates as of January 18, 2019. All rates are subject to change at any time without prior notice. The applicable tier rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.

 

Questions?

For more information about LBC Digital GICs, read our FAQ or call 1-866-249-1489.

For more information about LBC Digital GICs,
call 1-866-249-1489.

Rates & Fees

Guaranteed Investment Certificates

Interest rates1

 

 

TERM MINIMUM INTEREST RATE
1 year $100.00 2.10%
2 years $100.00 2.05%
3 years $100.00 2.05%
4 years $100.00 2.15%
5 years $100.00 2.30%



For more information about LBC Digital GICs, call 1-866-249-1489.

1Rates as of July 6, 2020. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via onlinebanking.lbcfg.ca only.

 

1Rates as of July 6, 2020. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via onlinebanking.lbcfg.ca only.

2All GICs invested in via onlinebanking.lbcfg.ca are non-registered and non-redeemable.

3Laurentian Bank of Canada is a member of the CDIC. Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act. For more information about deposit protection, visit www.cdic.ca.

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Over 3,500 ATMs across the country

 
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Contact us today

Real people ready to answer your questions

Monday to Friday, 8 a.m. ET – 10 p.m. ET

Saturday and Sunday, 9 a.m. ET – 5 p.m. ET

Monday to Friday,
8 a.m. ET – 10 p.m. ET

Saturday and Sunday,
9 a.m. ET – 5 p.m. ET

In order to answer your questions and reduce wait times, we invite you to go to our FAQ section.

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