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LBC Digital Guaranteed Investment Certificates


Guaranteed to keep what’s invested plus interest, consider a GIC as part of your well-balanced portfolio.

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Account features

CDIC eligible

The CDIC protects eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per insured category. No need to sign up – Laurentian Bank is a CDIC member so coverage is free and automatic.1

 

Investment options

  • One to five year non-registered and non-redeemable terms to help your clients meet their savings goals2
  • Fund a GIC with a minimum of $100

Current interest rates1 as of January 18, 2019.

ACCOUNT BALANCE INTEREST RATE
$0 - $49,999.99 0.15%
$50,000.00 - $99,999.99 0.55%
$100,000.00+ 0.65%

1 Rates as of January 18, 2019. All rates are subject to change at any time without prior notice. The applicable tier rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.

 

Online application

Apply in minutes.

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For more information about LBC Digital GICs,
call 1-866-249-1489.

Rates & Fees

Guaranteed Investment Certificates

Interest rates3

 

 

TERM MINIMUM INTEREST RATE
1 year $100.00 1.70%
2 years $100.00 1.75%
3 years $100.00 1.80%
4 years $100.00 1.91%
5 years $100.00 1.95%



For more information about LBC Digital GICs, call 1-866-249-1489.

3Rates as of April 1, 2020. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via onlinebanking.lbcfg.ca only.

How can we help you?

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Access your account online anytime

 
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ATM access

Over 3,500 ATMs across the country

 
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Contact us today

Real people ready to answer your questions

Monday to Friday, 8 a.m. ET – 10 p.m. ET

Saturday and Sunday, 9 a.m. ET – 5 p.m. ET

Monday to Friday,
8 a.m. ET – 10 p.m. ET

Saturday and Sunday,
9 a.m. ET – 5 p.m. ET

 

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