Goto main content
 

LBC Digital Guaranteed Investment Certificates


Guaranteed to keep what’s invested plus interest, consider a GIC as part of your well-balanced portfolio.

A man is doing work on his laptop in a brightly lit room. A man is doing work on his laptop in a brightly lit room. A man is doing work on his laptop in a brightly lit room. A man is doing work on his laptop in a brightly lit room.

Account features

CDIC eligible

The CDIC protects eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per insured category. No need to sign up – Laurentian Bank is a CDIC member so coverage is free and automatic.1

 

Investment options

  • One to five year non-registered and non-redeemable terms to help your clients meet their savings goals2
  • Fund a GIC with a minimum of $100

Current interest rates1 as of January 18, 2019.

ACCOUNT BALANCE INTEREST RATE
$0 - $49,999.99 0.15%
$50,000.00 - $99,999.99 0.55%
$100,000.00+ 0.65%

1 Rates as of January 18, 2019. All rates are subject to change at any time without prior notice. The applicable tier rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.

 

Online application

Apply in minutes.

Exchange Network Logo

 

For more information about LBC Digital GICs,
call 1-866-249-1489.

Rates & Fees

Guaranteed Investment Certificates

Interest rates3

All term GICs are non-registered and non-redeemable.

TERM MINIMUM INTEREST RATE
1 year $100.00 2.09%
2 years $100.00 2.18%
3 years $100.00 2.22%
4 years $100.00 2.24%
5 years $100.00 2.25%



For more information about LBC Digital GICs, call 1-866-249-1489.

3Rates as of November 27, 2019. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the LBC Digital account of your choice. Interest rates and initial investments are applicable for LBC Digital GICs purchased via onlinebanking.lbcfg.ca only.

What makes LBC Digital Bank different

You’re independent. Your finances should be too.

 

At LBC Digital, we believe that all Canadians should have access to a financial professional because the right financial advice and a sound financial plan is vital for financial health.

 

1Laurentian Bank is a member of the CDIC. To be eligible for deposit insurance, deposits must be held in Canadian currency and payable in Canada. To find out more about deposit insurance from the CDIC, including what instruments and/or products are eligible for deposit insurance, visit cdic.ca or call 1-800-461-CDIC (2342). For a copy of the CDIC brochure Protecting Your Deposits, visit lbcdigital.ca.

2All GICs invested in via onlinebanking.lbcfg.ca are non-registered and non-redeemable.

How can we help you?

Bank with us

An icon of a mobile phone An icon of a mobile phone An icon of a mobile phone An icon of a mobile phone

Online banking

Access your account online anytime

 
An icon representing a ATM An icon representing a ATM An icon representing a ATM An icon representing a ATM

ATM access

Over 3,500 ATMs across the country

 
An icon representing a phone and how to reach LBC Digital's customer service An icon representing a phone and how to reach LBC Digital's customer service An icon representing a phone and how to reach LBC Digital's customer service An icon representing a phone and how to reach LBC Digital's customer service

Contact us today

Real people ready to answer your questions

Monday to Friday, 8 a.m. ET – 10 p.m. ET

Saturday and Sunday, 9 a.m. ET – 5 p.m. ET

Monday to Friday,
8 a.m. ET – 10 p.m. ET

Saturday and Sunday,
9 a.m. ET – 5 p.m. ET

 

©2019 Laurentian Bank of Canada.
All rights reserved.